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Your Texas Refinancing Experts

Proudly Serving all of Texas

Call Anytime: Mobile – (512) 694-6847

Office – (512) 346-7767


Extremely Competitive Rates
Lower Your Rate
Shorten Your Term
Get Funds from Your Equity
Stated Income & Bank Statement Loan Options
Programs with No Tax Returns, 
1099s, P&Ls, or  K1s
Options with No Reserves Needed

Mortgage Refinancing Solutions Available for Primary Residences, 2nd Homes, and Investment Properties

Why Mortgage Pros Texas

Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day! We’re here to help you in every way!

Call today for a free consultation on your jumbo mortgage financing – (512) 346-7767

Mortgage Refinancing


As a homeowner you may be able to take advantage of lowering your monthly mortgage payment, reducing your overall interest, or getting cash through refinancing.

We offer a variety of refinancing options and can help advise on which refinance program may work best for you. Whether you want to reduce your interest rate and therefore lower your monthly payment, or you’d like to shorten your loan term to help pay off more of your principal and reduce interest, we can likely help you achieve your goal

Call Mortgage Pros Texas at (512) 346-7767


    MIndy BakkerAbout Mindy

    Broker & CEO of Mortgage Pros.
    Loan Consultant

    6500 River Place Blvd Suite 250 Bldg 7
    Austin, Texas 78730
    Cell: (512) 694-6847
    Office: (512) 346-7767
    NMLS: #283087


    Professionalism, quality and reliability coupled with a personal touch serve as the cornerstone of my business.   With over 30 years of comprehensive mortgage experience in processing, underwriting and originating, my experience, expertise, and in my clients words, “brilliant creativity” set me apart from my contemporaries.  I really do love what I do and I am so grateful to my partners in the community, my amazing Mortgage Pros team, and my friends and family who trust and support me in being the best I can be in my career and my life.

    I serve as CEO and Founder of Mortgage Pros, Co founder of Women of Hope for Austin Children’s Shelter, Founding Mom for KHOPE, member of Women of Trust for Dell Children’s  and YMSL and happily support many other charities and my community.

    Read Our Zillow Reviews
    Mindy Bakker was simply the best. She is so great at what she does and the best loan officer we have ever worked with. She made it happen when three other mortgage companies could not! Mindy had the experience, expertise and confidence to present our super jumbo file for approval and saved us so much money with a better rate and less closing costs. We are so grateful and will recommend Mindy at every opportunity!
    John W.

    We will recommend Mortgage Pros and Mindy Bakker to everyone we know. Very professional and knowledgeable and super friendly and responsive. Customers for life!
    Brian L.

    It was a real pleasure doing business with Mortgage Pros. Mindy and her team did a great job for us and we will always recommend them to our friends and family. Superior customer service and the best rates!
    Thomas D.

    Product, Payment, APR, & Rate Example Scenarios

    On this page you’ll find an example scenario for refinancing a 30 year home loan. The rate, APR, and monthly payment examples are for illustrative purposes only.

    Actual interest rates will vary from these example scenario as rates and terms change frequently. You will need to contact a licensed mortgage professional for the most -up-to-date pricing and product information.

    The examples below are for a rate and term refinance loan of a stick built, single family, primary residence for a borrowers with a 700 credit score.

    Some products may not be available in all areas and some restrictions may apply.

    30 Year Fixed Rate Home Loan
    The principal and interest payment (P&I) on a $175,000 30 year fixed rate home loans at an interest rate of 4.250% and 65% Loan-to-Value (LTV) is $860.89. The Annual Percentage Rate (APR) is 4.31% with $1200 in fees factored into the APR with zero discount or origination points. Payment does not include taxes and insurance premiums. No Private Mortgage Insurance (PMI) is required with 35% equity. 30 year mortgages require monthly payments for 360 months.

    Please note that this is an example scenario. Please contact a licensed mortgage professional for the most up-to-date rates and terms and to receive a personalized estimate for your unique scenario.