(512) 346-7767 [email protected]

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STATED INCOME
HOME LOANS

Proudly Serving all of Texas

Call Anytime: Mobile – (512) 694-6847

Office – (512) 346-7767

 

No Tax Returns Needed
No 1099s. No P&Ls. No K1s
Buy or refinance up to 90% loan-to-value
Texas cash outs to 80% loan-to-value
Loan Amounts Up to $5,000,000
No PMI
No Reserves Needed
100% Gift Funds OK

Options Available for Primary Residences, 2nd Homes, Investment Properties, Mixed Use & Commercial Buildings

Why Mortgage Pros Texas

Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day! We’re here to help you in every way!

Call today for a free consultation – (512) 346-7767

Mortgages Designed for Self-Employed Borrowers

Congratulations on being one of 15 million self employed Americans who enjoy the many perks of owning your own business. If you’re like most business owners, you maximize your business expenses and deductions with every tax return. Totally reasonable, but what happens when your net income is too low to qualify for a mortgage? No worries!

Call Mortgage Pros Texas at (512) 346-7767

Mortgage Pros offers portfolio loan options to complement our self-employed borrowers’ financial goals with income qualifying and flexible alternative non-income qualifying loans.

HIGHLIGHTS

  • We only handle loans in Texas – which makes us your go-to experts!
  • Use personal or business bank statements to help qualify
  • No tax returns or W2s needed
  • Variety of stated income and asset qualifier loan choices
  • Competitive rates
  • Fast fundings
  • Lower credit considered
  • Past credit issues may be OK
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Bank Statement Loans are the new Stated!

Our bank statement loan maximizes income with personal or business bank statement deposits.  We count your business cash flow (the amount you actually bring in) as income in lieu of tax returns.  These programs are flexible in qualifying up to 90% loan to value and allow for major credit events such as bankruptcy, short sale and foreclosure.

Call Mortgage Pros Texas at (512) 346-7767

HIGHLIGHTS

  • We only handle loans in Texas – which makes us your go-to experts!
  • Use personal or business bank statements to qualify
  • No tax returns or W2s needed
  • 1 Day Out of Foreclosure, Bankruptcy, Short Sale OK
  • Past credit issues may be OK
  • Competitive rates
  • Fast fundings
  • Lower credit considered
GET APPROVED

Stated Income Loans

We also offer true Stated Income Loans & Asset Qualification Loans.   These programs require a greater down payment than our bank statement loan programs, higher credit scores and net worth.

Call Mortgage Pros Texas to discuss your situtation at (512) 346-7767

HIGHLIGHTS

  • We only handle loans in Texas – which makes us your go-to experts!
  • True stated income home loan options
  • Asset qualifer financing where borrower uses assets to qualify rather than tax returns of W2 income
  • Competitive rates
  • Fast fundings
GET APPROVED

Rehab / Fix & Flip Loans

Get the funds you need with our rehab and fix and flip loans.

Call Mortgage Pros Texas at (512) 346-7767

HIGHLIGHTS

  • 80%, 85% or 90% financing available depending on experience + 100% rehab costs financed
  • Available for 1-4 unit properties, 5+ unit multi-family buildings, and condos
GET APPROVED

MIndy BakkerAbout Mindy

Broker & CEO of Mortgage Pros.
Loan Consultant
8601 Ranch Road 2222 Building 1
Austin, Texas 78730
Cell: (512) 694-6847
Office: (512) 346-7767
NMLS: #283087

 

Professionalism, quality and reliability coupled with a personal touch serve as the cornerstone of my business.   With over 30 years of comprehensive mortgage experience in processing, underwriting and originating, my experience, expertise, and in my clients words, “brilliant creativity” set me apart from my contemporaries.  I really do love what I do and I am so grateful to my partners in the community, my amazing Mortgage Pros team, and my friends and family who trust and support me in being the best I can be in my career and my life.

I serve as CEO and Founder of Mortgage Pros, Co founder of Women of Hope for Austin Children’s Shelter, Founding Mom for KHOPE, member of Women of Trust for Dell Children’s  and YMSL and happily support many other charities and my community.

Read Our Zillow Reviews
Mindy Bakker was simply the best. She is so great at what she does and the best loan officer we have ever worked with. She made it happen when three other mortgage companies could not! Mindy had the experience, expertise and confidence to present our super jumbo file for approval and saved us so much money with a better rate and less closing costs. We are so grateful and will recommend Mindy at every opportunity! John W.

We will recommend Mortgage Pros and Mindy Bakker to everyone we know. Very professional and knowledgeable and super friendly and responsive. Customers for life! Brian L.

It was a real pleasure doing business with Mortgage Pros. Mindy and her team did a great job for us and we will always recommend them to our friends and family. Superior customer service and the best rates! Thomas D.